Water Damage from Flooding

5/23/2023 (Permalink)

This flooded basement could be from a storm, hurricane, excessive rain, or snow.

Don't assume that your home or business is immune to water damage because it's more common than you might think. According to FEMA, water damage from floods is one of the most prevalent and costly hazards in the United States. In fact, recent statistics from the NFIP (National Flood Insurance Program) indicate a 1 in 4 chance of experiencing a flood in high-risk areas over the course of an average 30-year mortgage.

Floods can be caused by various factors, including thunderstorms, tropical storms, hurricanes, excessive rain, and snow. Additionally, floods can occur due to overloaded or clogged sewage and drainage systems, urbanization (such as extensive paving), and dam failures, among other reasons. They can happen rapidly or develop slowly over time.

The health and safety risks associated with water damage from floods are numerous. If water is not promptly cleaned up, the following risks can arise:

• Structural damage to buildings
• Electrical damage, often resulting in power loss for days or even weeks
• Health hazards and diseases stemming from standing water
• Contaminated drinking water
• Inoperative drainage and sewage systems
• Disrupted communication channels
• Destruction of roads and bridges
• Landslides
• Ruined crops
• And much more, including loss of life

The loss of life is the most devastating consequence of flood damage. Flash floods, in particular, are the leading cause of weather-related fatalities in the U.S., affecting both people and animals alike.

Flood victims also face significant emotional hardships. Dealing with the aftermath of a flood can lead to anxiety, depression, fear, anger, frustration, sadness, and grief. These emotional symptoms can strain relationships, disrupt sleep patterns, reduce appetite, and have other detrimental effects. That's why mental health professionals are often available during disaster responses by organizations like FEMA and the Red Cross.

Property damage is another significant aspect of flood-related incidents. While wind and lightning can cause considerable harm, water damage accounts for ninety percent of the damage caused by natural disasters. Homes, businesses, vehicles, belongings, and equipment are all vulnerable. Even a few inches of water can result in severe damage to the contents of a building, not to mention the structures and land. It can take years for affected communities to rebuild and return to normalcy.

When it comes to water damage, time is of the essence. Damage and losses caused by seeping water require swift action. Delaying water damage cleanup only prolongs the inevitable. Act promptly to mitigate the effects and prevent further harm to your property and belongings.